BeforeYouBuyCar
    100% Free Tools

    Free Car Calculators – Save Money Before You Buy

    Instant Answers to Your Biggest Car-Buying Questions. Run the numbers yourself and negotiate from a position of strength.

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    1. Car Payment & Loan Calculator

    Don't rely on the dealer's math. Calculate your exact monthly payment, see how much interest you'll pay over the life of the loan, and understand the true cost of financing.

    Car Payment & Loan Calculator

    Calculate your exact monthly payment and total interest.

    5.5%
    60 mo

    Estimated Monthly Payment

    $382.02

    Principal Amount:$20,000.00
    Total Interest Paid:$2,921.39
    Total Cost of Vehicle:$27,921.39

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    Get a copy of your calculation and weekly tips to save thousands on your next car.

    2. How Much Car Can I Afford?

    Start with your monthly budget and work backwards. Find out your maximum purchase price before you start shopping, so you don't fall in love with a car you can't afford.

    Car Affordability Calculator

    Find out how much car you can actually afford based on your monthly budget.

    5.5%
    60 mo

    Maximum Car Price

    $23,941

    Max Loan Amount:$20,941
    Cash/Trade-in Applied:$3,000

    Note: This does not include taxes, title, registration, or dealer fees, which typically add 8-10% to the purchase price.

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    Get a copy of your calculation and weekly tips to save thousands on your next car.

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    3. "Am I Overpaying?" Value Checker

    Is that asking price fair? Enter the vehicle details to get an instant estimate of its true market value and see if you're getting a good deal or getting ripped off.

    "Am I Overpaying?" Value Checker

    Enter the car details and asking price to see if it's a fair deal.

    Enter vehicle details and click "Check Value" to see the analysis.

    4. Total Cost of Ownership Calculator

    The purchase price is just the beginning. Factor in depreciation, insurance, maintenance, and fuel to see the true 5-year cost of owning your next vehicle.

    Total Cost of Ownership

    Calculate the true cost of owning this car over 5 years.

    $3.50

    5-Year Total Cost

    $29,458

    $491 / month (avg)

    Depreciation:$11,058
    Fuel:$8,400
    Insurance:$6,000
    Maintenance:$4,000

    Email me these results + free buying tips

    Get a copy of your calculation and weekly tips to save thousands on your next car.

    5. Lease vs. Buy Calculator

    Should you lease or buy? Compare the total out-of-pocket costs and net value over the term to see which option makes the most financial sense for your lifestyle.

    Lease vs. Buy Calculator

    Compare the true cost of leasing vs buying over 36 months.

    Buying Scenario

    Leasing Scenario

    Buying Net Cost

    $14,350

    Monthly Payment: $815

    Total Out of Pocket: $32,350

    Minus Car Value: -$18,000

    Leasing Total Cost

    $15,100

    Monthly Payment: $350

    Total Out of Pocket: $15,100

    Car Value: $0 (You return it)

    Winner: Buying saves you $750

    Email me these results + free buying tips

    Get a copy of your calculation and weekly tips to save thousands on your next car.

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    6. Fuel Cost & Savings Calculator

    Thinking about upgrading to a hybrid or EV? Or just a more efficient gas car? Calculate exactly how much you'll save at the pump over the next 5 years.

    Fuel Cost & Savings Calculator

    See how much you'll save on gas by upgrading to a more efficient vehicle.

    $3.50

    5-Year Gas Savings

    +$4,500

    Money in your pocket.

    Current Annual Gas Cost:$2,100
    New Annual Gas Cost:$1,200
    Yearly Savings:+$900

    Email me these results + free buying tips

    Get a copy of your calculation and weekly tips to save thousands on your next car.