Free Car Calculators – Save Money Before You Buy
Instant Answers to Your Biggest Car-Buying Questions. Run the numbers yourself and negotiate from a position of strength.
1. Car Payment & Loan Calculator
Don't rely on the dealer's math. Calculate your exact monthly payment, see how much interest you'll pay over the life of the loan, and understand the true cost of financing.
Car Payment & Loan Calculator
Calculate your exact monthly payment and total interest.
Estimated Monthly Payment
$382.02
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Get a copy of your calculation and weekly tips to save thousands on your next car.
2. How Much Car Can I Afford?
Start with your monthly budget and work backwards. Find out your maximum purchase price before you start shopping, so you don't fall in love with a car you can't afford.
Car Affordability Calculator
Find out how much car you can actually afford based on your monthly budget.
Maximum Car Price
$23,941
Note: This does not include taxes, title, registration, or dealer fees, which typically add 8-10% to the purchase price.
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Get a copy of your calculation and weekly tips to save thousands on your next car.
3. "Am I Overpaying?" Value Checker
Is that asking price fair? Enter the vehicle details to get an instant estimate of its true market value and see if you're getting a good deal or getting ripped off.
"Am I Overpaying?" Value Checker
Enter the car details and asking price to see if it's a fair deal.
Enter vehicle details and click "Check Value" to see the analysis.
4. Total Cost of Ownership Calculator
The purchase price is just the beginning. Factor in depreciation, insurance, maintenance, and fuel to see the true 5-year cost of owning your next vehicle.
Total Cost of Ownership
Calculate the true cost of owning this car over 5 years.
5-Year Total Cost
$29,458
$491 / month (avg)
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5. Lease vs. Buy Calculator
Should you lease or buy? Compare the total out-of-pocket costs and net value over the term to see which option makes the most financial sense for your lifestyle.
Lease vs. Buy Calculator
Compare the true cost of leasing vs buying over 36 months.
Buying Scenario
Leasing Scenario
Buying Net Cost
$14,350
Monthly Payment: $815
Total Out of Pocket: $32,350
Minus Car Value: -$18,000
Leasing Total Cost
$15,100
Monthly Payment: $350
Total Out of Pocket: $15,100
Car Value: $0 (You return it)
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6. Fuel Cost & Savings Calculator
Thinking about upgrading to a hybrid or EV? Or just a more efficient gas car? Calculate exactly how much you'll save at the pump over the next 5 years.
Fuel Cost & Savings Calculator
See how much you'll save on gas by upgrading to a more efficient vehicle.
5-Year Gas Savings
+$4,500
Money in your pocket.
Email me these results + free buying tips
Get a copy of your calculation and weekly tips to save thousands on your next car.